subtips.com


 
 

< HOMEPAGE

When to get an Auto Refinance Loan

Auto Refinance

You have probably heard of auto refinance before. Or simply refinance. The term "refinance" actually refers to a financial situation wherein a borrower finds financing to pay off a current loan. Refinance is often put into practice in home buying. In fact, refinancing is one of the most popular methods of getting financing for a home loan.

With auto refinance, the same thing applies. Auto refinance is basically paying off one loan with a new loan. The goal of auto refinance is to allow the borrower to save some money from your monthly loan obligations. And as such, it is one of the best kept secrets in the financing industry. For years now, people have refinancing their homes and saving thousands of dollars. However, the practice of refinancing car loans has yet to be indulged by most. Why? Perhaps the reason is that auto loans generally behave differently from home loans and people are naturally skeptical about new methods. Regardless, auto refinance is still a good choice, provided that the situation is right.

When to get an Auto Refinance Loan

The only way for auto refinance to work is if you get it when the interest rates are low. Mortgage rates tend to move with interest rates. Therefore, if interest rates are low, then it's likely that mortgage rates are low also. Low mortgage rates typically mean low monthly repayments and this then is the situation you should aim for.

Only few people really understand the time value of money. Keep in mind that the longer you pay for a loan, the bigger amount of money you actually spend for it. Thus, by the end of the loan period, you would have paid more money on interest than on the principal. This is why auto refinance is important for it is one of the few methods that could help you minimize loan costs and maximize your savings.

Who can benefit from Auto Refinance?

Almost anyone with a loan to his name can benefit from auto refinance. Even car buyers with bad credit can obtain auto refinance as a way for them to lower down their APRs. Let's say, for instance, you make an auto refinance loan for $16,500 on a new Honda Accord. At the end of six months, you agree to pay off the amount at 21% APR. So for a few months, this will be your monthly loan obligation.

Then, you decide to take an auto refinance loan. However, this time, your loan ate is at 6% APR. Your current monthly payment is $446 which gives you total interest charges of $10,283 at the end of your loan period. Your auto refinance loan offers you a monthly payment of $319 with total interest charges of $2,639. Thus, by refinancing, you can save up to $7,600.


About the Author

Tony Forster has a keen interest in living debt free having been "up to his ears" before I realized the need to take control. I am compiling a useful online resource at http://www.loan4payday.info enabling anyone to find the perfect money managment for them.



Written by: Tony Forster

NAVIGATION

10 Easy Ways To Organize Your Business Finances

1st And 2nd Mortgage Refinance Loan

1st And 2nd Mortgage Refinance Loan Why Refinance Both Mortgages

4 Good Reasons to Get a Refinance Home Loan

A College Loan Will Finance Your Education

A Fresh Start for Family Finances in 2005

A Good Credit Report The Key To Cheap Finance

A Guide to Bad Credit Finance Options

A Mortgage Refinance with Bad Credit The Pros and Cons

Adverse Credit Remortgage Refinance at Better Terms

Adverse debt levels blight UK consumers personal finances

Alternative Venture Finance Federal Grants and Loans

Are You Having Sleepless Nights Because Of Your Finances

Are you so desperate for a home loan that you are stretching your finances too far

Ask the Expert When do I Refinance My Home

Auto Refinance

Auto Refinance Secrets Refinance Your Car Loan And Save Every Month

Auto Refinancing Guide How to Refinance Your Car Loan

Bad Credit A Personal Finance Nightmare

Bad Credit Auto Loan Refinance Bad Credit Auto Refinance Tips

Bad Credit Auto Loan Refinance Tips To Increase Your Odds Of Getting Approved

Bad Credit Home Mortgage Refinance Should You Refinance

Bad Credit Mortgage Refinance

Bad Credit Mortgage Refinance Should I Shouldn t I

Bad Credit Mortgage Refinancing Refinance High Interest Mortgage With Poor Credit

Bad Credit Refinance 101 The Hows and The Whats

Bad Credit Refinance Loans Finding a Good Lender

Bad Credit With Poor Credit You Can Still Refinance Or Get A Home Equity Line Of Credit

Basic Tips on Personal Finance

Become a Certified Success in the World of Business and Finance

Benefits of Personal Finance Software

Best Finance Guide

Bridging Finance Basics

Bugs Finance offers phoenix commercial mortgage loan

Business Finance Expert Series Comparing Factoring to Other Financing Options

Business Finance Expert Series The History of Factoring

Business Finance Expert Series What Every Business Owner Needs to Know About Factoring

Business Loans A Source of Finance for your Business

Business Start Up Loan Script Your Own Success Story With the Right Finance Method

Buying A Car What Is The Best Finance

Buying a Spanish Property How Do You Finance It

California Refinance Refinancing in California

Can you afford Not to look After your Personal Finances

Car Finance

Car Finance Company Basics

Car Finance Loan When you can t just wait to buy a car

Car Finance Places You On The Top Gear While Buying a Car

Car Loan Refinancing When To Refinance Your Car Loan

Cash Out Refinance

Cash Out Refinance Home Equity Mortgage Loan or Cash Out Refinance

Cash Out Refinance Mortgage Loans Home Equity 2nd Mortgage Or Cash Out Refinance Loan

Cash Out Refinance Things To Know About Refinancing Your Mortgage To Get Cash Out

Cash out refinance Turning lemons into lemonade

Childcare Finances Some Money Basics

Commercial Collections Business Finance Booster Shot

Considering a Mortgage Refinance

Create and Maintain a Budget Finance 101

Credit Card Hazards That Can Cripple Your Finances

Credit Report Scores Why it is important for your finances

Debt Consolidation Refinance Loans A Great Way To Lower Your Bills

Deciding if the Time Is Right to Refinance

Deciding Upon a Refinance Lender

Deciding Whether to Refinance a Mortgage Loan

Deducting Points On Home Refinances

Defrazzle Your Finances

DIRECTORY OF FINANCE ARTICLES

Divorced And Cheated Out Of The Family Finances How Smart Divorce Lawyers Are Ruining Women

Do You Need a Mortgage Refinance Loan

Doing A California Refinance Online

DON T LET FINANCES RULE OVER YOUR SELF ESTEEM

Educate Yourself To Amazing Car Finance

Email Scams Ten Simple Steps To Protecting Your Online Finances

Escaping Finance

Ethical Finance Who Benefits From Our Spending

Family Finance

Family Finance Beyond RRSPs

FHA Home Mortgage Purchase Or Refinance Loan Why You Might Consider Getting An FHA Loan

Finance and Divorce

Finance And Lifestyle Are They Interlinked

Finance Forums UK Finance Forum Finance Message Boards Business Finance Forums Online Finance Advice UK

Finance guide basics

Finance is for Everyone

Finance Jobs Finance Career

Finance Tips

Finance Your Car With Poor Credit

Finance Your Real Estate Investment Properties

Finance Your Small Business So Much Money So Little Time

Finances for the Freelancer

Finding a Mortgage Refinance Advisor

Finding the Best Mortgage Refinance Rate

Finding the Right Time to Refinance a Loan

Five Tips to Slash Your Home Finance Costs

Florida Refinance Refinancing in Florida

Foster Home Uses Pay Option Mortgage Loan For California Refinance

General Personal Finance Advice

Get a better mortgage refinance deal than your local bank offers

Get control of your finances

Get The Finance You Need With UK Secured Homeowner Loan

Get The Right Car Finance

Getting Business Finance

Getting the Government to Help Finance your Home Based Business

Getting Your Finances Ready for a SSD Case

Getting Your Finances Ready for your SSD case II

Give your finance woes the blessing of an unsecured loan

Giving Finances a Breather Through Loans for Unemployed

Handle Your Personal Finance Easily

Have you ever considered Bridging Finance

His And Her Finances

Home Equity Loan Refinance Important Facts

Home Loan Mortgage Loan Refinance Refinancing For A Shorter Term To Save Money

Home Loan Refinance Online Benefits To Refinancing Online

Home Mortgage Loan Refinance Benefits To Refinancing Your House Online

Home Mortgage Loan Refinance Refinancing A Fixed Rate Mortgage

Home Mortgage Reasons To Refinance Your House

Home Mortgage Refinancing should I refinance

Home Mortgage Refinancing Things To Consider When Looking To Get Cash Out On A Refinance

Home Mortgages and Refinances

Home Refinance Closing Costs Things You Should Know

Home Refinance Why You Want to Refinance Your Mortgage

How and Why to Refinance Your Mortgage

How Banks Can Help You Improve Your Personal Finance

How online Surveys Financed my First Web Site

How Small Businesses Can Outperform Well financed Competitors

How To Choose The Right Havanese For You

How to clean up your personal finances

How to Finance a Business

How to finance a business for your Son or Daughter

How To Finance A New Extension

How to Finance a New Extention

How To Finance A New Kitchen

How to Finance a Small Business

How to Finance and Build Your Dream Home

How to Finance or Refinance a Motorcycle Loan

How to finance your business when the bank says No

How To Finance Your Dream Car

How to Finance your Medical Office Medical Supply or Medical Testing Company

How To Find Low Home Mortgage Refinance Rates While Rates Are Rising

How to Obtain a Bad Credit Home Loan or Refinance with Bad Credit

How to Refinance Your Home

How to Select the Best Factoring Finance Company for your Business

How to Select the Best Invoice Factoring Finance Company for your Business

How to use freight bill factoring to finance your trucking company

How you can use Rehab Refinance and Cash Out as a long term wealth building Real Estate Investing strategy

Instant Loans Cash Keeps Finance in Order Till the Next Financial Replenishment

Insurance Fuel And Personal Finance In The UK Following Recent World Catastrophes

Invoice Factoring Hot to finance growth without debt or banks

Is Now A Good Time To Refinance Your Home Loan

Is the Havanese the right Puppy for you

J G Wentworth Forecast Consumers Expected to Increase Sales of Annuities They Hold in 2006 Continuing 3 Year Trend in Personal Finance

Keeping Your Business s Finances on Track

kentucky refinance mortgage loan

Know Thy Finances

Life insurance wise investment in personal finance or excessive caution

Like it or Not Finance Matters a Lot

Lions and loans why finance should always be personal

Loans for self employed creating finance opportunities for a group long ignored

Low Credit Score Mortgage Refinance Refinance Loans For All Credit Types

Lowest Interest Rate Mortgage Refinance Loans 3 Ways To Get A Low Rate Refinance

Making Money in Equity Finance

Managing Finances As A Couple What Is Best

Managing Finances for a Better Credit Rating

Managing Your Finances During a Crisis

Managing Your Finances Once Married

Marriage Finances 101

Men Women and Their Finances

Money Doesn t Finance Dreams

Moneynet adds weight to intelligent finance with new personal finance product guides

Moneynet tackles funding university with new student finance guide

Moneynet Takes Finance Personally

Mortgage Brokers For Home Loan Refinance Refinance Online

Mortgage Loan Information Know The Basics When You Refinance or Purchase a Home

Mortgage Refinance 4 Ways To Know It s Time to Refinance Your House

Mortgage Refinance After Bankruptcy

Mortgage Refinance Quote Offers Flexibility to Homeowners

Mortgage Refinance Tips To Help You Cut Fees And Costs

Need Extra Money Refinance or Equity Line of Credit Which is Right for You

New Website Launched for Consumer Finance and Education

New York Refinance Refinancing in New York

Non homeowner loans creating a source of finance for the homeless

Online Mortgage Refinance Quotes Tips To Finding A Better Rate

Online Mortgage Refinance Quotes What some lenders may not want you to know

Online Surveys Financed My First Website

Organize Your Finances Thinking Outside The Shoe Box

Organizing Your Finances Show Me MY Money What You re Worth or net Worth

Pay off debt now 5 steps to getting your finances in order

Payday Loans Personal Finance Savior Or Disaster

Personal Finance 101

Personal Finance 101 Credit Checks

Personal finance have consumers had a belly full of personal debt

Personal Finance Isn t Rocket Science So There s No Need To Stick Your Head In The Sand

Personal finance why you should compare not despair

Personal Finance Worries

Personal Finance Worries Debt

Poor Credit Mortgage Refinance Getting Approved

Poor Credit Mortgage Refinance Refinancing Your Home After Your Credit Score Has Dropped

Protecting Your Finances While Dealing With Your Divorce

Quick Books and Finances

Real Estate Investing start with getting your own finances under control

Reconstructing Your Finances Before And After Bankruptcy

Refi Home Mortgage Loans How Soon Can You Refinance An Adjustable Rate Mortgage

Refinance

Refinance Advisor Online What To Ask Before You Sign When Refinancing

Refinance After Bankruptcy

Refinance After Bankruptcy Applying For A Refi Loan After A Chapter 7

Refinance Benefits Refinancing Could Save You Money

Refinance Car Loan Apply Online For Fast Quotes

Refinance Car Loan Secrets Revealed

Refinance Car Loans Refinancing Your Car Loan Online Is Convenient

Refinance home distilling cash by renewing home loan

Refinance Home Equity Line Of Credit Benefits Of Refinancing Home Equity Line Of Credit

Refinance Home Loan and Refinance Home Loans

Refinance Home Loan What You Must Know Today

Refinance Home Mortgage Loan With Poor Credit 3 Tips On Getting Approved

Refinance Mortgage Lenders Finding The Best Refinance Lender

Refinance Mortgage Lenders Prime Lenders Vs Sub Prime Lenders

Refinance mortgage loan

Refinance Mortgage Loan Tips on Refinancing Your Home Mortgage

Refinance Mortgage or Not

Refinance Mortgage Rate and Mortgage Rates

Refinance Online

Refinance Or Not That Is The Question

Refinance questions you should ask yourself

Refinance Quote Get The Best Refinance Quotes You Can Get

Refinance Rental Property Don t Sell It

Refinance Student Loans How and Why

Refinance To Save Your Hard Earned Pounds

Refinance With Bad Credit

Refinance Your Car Loan 3 Tips For Refinancing Your Auto Loan Online

Refinance Your Fha Home Mortgage Loan Refinancing With The Streamline Process

Refinance Your Home Equity Loan

Refinance Your Home Mortgage Online

Refinance Your House

Refinance Your Mortgage To Rebuild Credit

Refinance Your Mortgage You Could Save Thousands Or More Dollars Over Time

Refinance Your Property Online

Refinance Your RV Loan and Save Thousands

Refinance Your Second Mortgage

Refinancing Online Get The Best Refinance Home Loan You Can Get

Refinancing Your Home Loan When Should You Refinance Your Home

Refinancing Your Home Mortgage Loan Refinance Your Adjustable Rate Mortgage

Refinancing Your House How To Know Whether To Refinance Or Get A Second Mortgage

Rental Property Refinance Don t Sell

Resolve to Improve Your Finances in 2004

SAFELY FINANCE YOUR CHILD S UNIVERSITY STUDIES USING AN EDUCATION IRA

Save Money and Learn More About Your Finances

Save Thousands On Finance Charges Without Marrying Your Banker

Second Mortgage Home Equity vs Refinance

Secured Homeowner Loans Secures an opportunity to finance needs inexpensively

Secured Personal Loans Employ the Right Kind of Finance

Selecting An Equity Finance Consultant

Self Employed Loans Ideal source of finance for self employed

Shopping for a Personal Loan to Suit Your Finances

Short on cash Finance the Mortgage Points

Should I Refinance

Should I Refinance With My Current Lender

Should you choose to refinance

Should You Consider Home Refinance or Not

Should you refinance

Sisters are insuring themselves how finance is the new feminism

Six Ways Under Your Nose To Finance Your Home Based Business

Six Ways Under Your Nose To Finance Your Home Business

Social Housing Finance for Housing the Poor

Sometimes the best deal isn t the right deal when it s time to refinance your home

STOP DO NOT RE FINANCE YOUR HOME UNTIL YOU READ THIS ARTICLE

Stress Management Tip Take Control of your Finances

Students investing in their future need to manage their finances today

Take The Mystery Out Of Finances And Simplify Your Life

Taking control of your finances

The Advantages of Refinance

The changing shape of family finances

The Cost Of Refinancing What Costs To Expect When You Refinance Your Home Mortgage Loan

The Havanese Puppy Where did it all Start Part 1

The Havanese Puppy Where did it all start Part 2

The Inferno of the Finance Director

The Question Is To Refinance or Not

The Shadowy World of International Finance

The Truth About Home Refinance Loans Avoiding Potential Pitfalls

The Truth Behind Auto Finance

the truth behind your FINANCES

The World is Not Enough Calling for a More Ethical Approach to Personal Finance

The Wright Place Finances

Tips on How to Refinance

To Refinance or Not That Is The Question

Top 10 Ways to Jumpstart your New Year s Finances

Understanding Basic Finance Terms

Understanding Bridging Finance

Understanding Finance To Make Your Life Easier

Understanding UK Bridging Finance

Unique homes hard to finance

University Life a course in personal finance

Unsecured Business Loans Earn finance without a clause of collateral

Unsecured Business Loans Fuel your business with a low cost finance

Urban Hyena Finance Ravages Opposition

Use Homeowner personal loans to finance your needs the secured way

Use Real Estate Loans To Finance A Commercial or Residential Property

Use Tax Credits To Help Finance Your College Education

Use Your Yellow Page Savings to Finance Your Internet Local Search Visibility

Using A Mortgage Refinance Company Online

Using Equity to Finance Home Repairs

Using the internet to manage your family s finance

Want a cheaper finance for your vehicle Try secured automobile loans

Want to find the Perfect Dog for your home Then the Havanese might just be the puppy you re looking for

War of the Worlds Student Finance versus Life

Wedding Loans Perfect Finance Option for a Perfect Wedding

What Home Refinance does for you

What is Bridging Finance

What s The Truth Behind Your Finances

What To Expect From A Havanese

WHEN IS IT RIGHT TO REFINANCE

When is the right time to refinance your mortgage

Where and How to find Financed Notes

Where to Get a Loan Consumer finance companies

Where to Get Your Online Finance Degree

Why Refinance Back into a 30 Year Loan

WHY REFINANCE YOUR HOME

Why should I refinance

Why Talk about Your Finances to Strangers

Why You Should Read Personal Finance Blogs

Why You Should Refinance Your Credit Card

Will You Qualify for that New Mortgage or Re Finance

Wish You Could Finance Your Studies

Your Competitors Offer Leasing Finance you should ask yourself WHY

Your Finances

© subtips.com - All Rights Reserved